Simplified issue policy

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Fast, easy protection from day one

What is it?

A Simplified Issue Policy is a life insurance with a very simple evaluation process. You only need to answer some questions about your health to know if you qualify and don’t require undergoing a medical exam.

For whom?

This insurance offers life coverage options:

0 to 65 years from $5,000 to $100,000
0 to 85 years from $5,000 to $50,000

Why should you consider a Simplified Issue Policy?

Coverage from day one

The coverage chosen is available from day one, while the policy is in force
Evaluation is simple
The premiums are scaled up to 100 years

In addition, the benefits of this policy are protected against lawsuits and creditors, and it is also tax-free for its beneficiaries.

Do I qualify for this policy?

Select Yes or No for each question:

Have you been hospitalized, bedridden, or in a long-term care facility during the last 6 months?

Yes

No

In the past 2 years, have you been treated or had:

A. Cancer or any cancer-related disease?

Yes

No
B. Heart or blood vessel disease, respiratory or chronic digestive disorders?

Yes

No
C. Diabetes requiring insulin?

Yes

No
D. Alcoholism or drug abuse?

Yes

No
E. Liver disease?

Yes

No
F. Mental or nervous disorders?

Yes

No
G. Have you been diagnosed or treated by a member of the medical profession for contracting the Acquired Immunodeficiency Syndrome (AIDS) or AIDS-related complex (ARC) in the past 10 years?

Yes

No

The information described here is a brief summary of the policy.
The specific details including conditions, limitations and exclusions that apply to this insurance are set out in the policy.