Mortgage loan
Loan guaranteed by a mortgage, deed, trust, or any other instrument that constitutes a lien or encumbrance on real property and which is granted by a Mortgage Creditor, in the form of first and second mortgages. The loan amortization period must be higher than 5 years, but must not exceed 30 years. Personal loans with mortgage guarantee granted by the mortgage creditor are included, provided the amortization period is higher than 5 years, but not exceeding 30 years, and there is a lien on the real property for the loan amount.