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Endowment

What is it?

What is it?

An Endowment life insurance provides you coverage for a 20-year term or until you reach the age of 18 or 65 years. Aside from providing the benefit in the event of the insured’s death during the insurance term, this product offers you the advantage that, if the insured remains alive at the expiration of the period, the amount of the acquired insurance is paid back to the insured. 

For whom?

For whom?

This insurance is for those who wish to accumulate a fund to be used in life at a certain point or age. The accumulated fund may help you pay expenses like tuition, a down payment for a car, a student housing lease, and others. 

Will I be able to afford it?

Will I be able to afford it?

The death or dismemberment of a loved one takes a heavy toll on the immediate family. Aside from the emotional pain, family members could face financial difficulties, especially those who depended on that person to cover daily life expenses. With this insurance, you can guarantee an emergency payment fund from $5.70 a month. 

An Endowment life insurance provides you coverage for a 20-year term or until you reach the age of 18 or 65 years. Aside from providing the benefit in case of the insured’s death during the insurance term, this product offers you the advantage that, if the insured remains alive at the expiration of the period, the amount of the acquired insurance is paid back to the insured. Aside from the life insurance benefit, this policy provides accidental death coverage at no additional cost and for which we will pay an amount equal to the sum of the basic policy, if the death results from an accident. 

This product accumulates value that allows you to obtain guaranteed loans with the accumulated value in your policy. 

Endowment Policy at Age 18 

As a parent, you want to guarantee a bright future for your children, and the best way to do it is by providing them with a good education. With an Endowment policy at the age of 18 you can obtain additional funds to help pay for college expenses. When your child turns 18, we will pay the total amount of the insurance policy. It is issued for the ages of 0 to 10 years. 


Optional Supplement for Endowment at Age 18 

Waiver of Premium Payment Due to the Death or the Full and Permanent Disability of the Payer

Endowment Policy at Age 65 

This policy serves the double function of providing death protection and implicit savings as part of the product that is already a mid- and long-term value accumulation tool. If you turn 65 years old, you will receive the insurance amount, which will allow you to have an income that complements your retirement. It is issued for the ages of 15 to 50 years.

Optional Supplement for Endowment at Age 65 

Death due to Accidental Means and/or Dismemberment

Waiver of Premium Payments due to Full Disability

20-Year Endowment Policy 

This product affords you death protection and savings. It is a mid- and long-term value accumulation instrument. It is an insurance with premiums payable for 20 years. At the end of this period, you will receive the total amount of the insurance. It is issued for the ages of 0 to 60 years. 

Optional Supplement for 20-Year Endowment 

Death due to Accidental Means and/or Dismemberment

Waiver of Premium Payments due to Full Disability

The information described here is a brief summary of the policy. The specific details including conditions, limitations and exclusions that apply to this insurance are set out in the policy.