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What documents are needed to file a death claim?

 

    • Include:
      • Original policy or statement of loss thereof
      • Original birth or baptism certificate of insured
      • Original death certificate
      • Beneficiary’s photo ID with signature
      • Copy of the beneficiary’s Social Security card

 

    • If the beneficiary or one of them is a minor:
      • Minor’s original birth certificate
      • Certified copy of the document through which a guardian is appointed for the minor
      • Name and address of the minor’s guardian

 

    • If death was due to homicide or accident:
      • Final police report
      • Autopsy or toxicology report or authorization to request them

 

    • If the designated beneficiary died before the insured and there is no designated contingent beneficiary:
      • Beneficiary’s death certificate
      • Original insured’s declaration of heirs

 

    • After the insured’s death, the beneficiary dies before collecting the insured’s benefit:
      • Beneficiary’s death certificate
      • Original insured’s declaration of heirs

 

  • If the primary beneficiary dies before the insured but there is a contingent beneficiary:
    • Beneficiary’s death certificate
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