A recurrent inflammatory disease produced by some predisposed persons’ immune response to the antigens of Group A Beta-Hemolytic Streptococcus bacteria, two or three weeks following an acute pharyngotonsillitis. The main organ affected is the heart, where it can affect the pericardium (pericarditis), the myocardium (myocarditis), or the endocarmium (endocarditis) and the acute phase may cause a pancarditis resulting in cardiac valvulopathies during the chronic phase. It also affects the skin (erythema marginatum), the joints (migratory polyarthritis), the brain (Sydenham chorea), and the subcutaneous cell tissue (subcutaneous nodules).
Glossary Group: Glossary of Insurance Terms
Scarlet fever
A disease caused by a throat infection with Group A Beta Hemolytic streptococcal bacteria (Streptococcal pharyngitis), which produces a toxin that causes an eruption that appears 1 or 2 days after the disease starts, generally in the neck and thorax, and which then spreads throughout the body.
Mortality tables
Charts that present the mortality rates that an insurer may reasonable anticipate in a particular group of persons insured at a certain age.
Mortality experience
The number of deaths that effectively occur in a given group of insured.
Multiple sclerosis
An autoimmune disease that affects the central nervous system (brain and spinal cord). The cause of multiple sclerosis is unknown. The disease entails repetitive nerve tissue inflammation episodes in any area of the central nervous system. These episodes appear when the cells of the immune system itself attack the central nervous system.
Full-time employee
An employee who complies with a week of work of at least 30 hours in a place that is not their domicile, for the institution whose name appears in the Insurance Field.
Encephalitis
Inflammation (irritation and swelling) of the brain, generally caused by infections. Exposure to viruses may occur through insect bites, contaminated food or drinks, inhalation of an infected person’s respiratory droplets, or through skin contact.
Legionnaires’ disease
A bacterial disease that may produce pneumonia. Most cases occur as single and isolated events. Epidemics are relatively rare. Transmitted by inhaling the bacterium Legionella, generally transported in small water droplets. It is not transmitted from one person to another. People often have flu-like symptoms, such as muscle pain, severe headaches, loss of appetite, and dry cough; 38° to 40°C fever and, in some cases, colics and diarrhea.
Myasthenia gravis
An autoimmune and chronic neuromuscular disease characterized by variable degrees of weakness in the skeletal muscles (voluntary) of the body. The main feature is a muscle weakness that increases during activity periods and decreases after rest periods.
Poliomyelitis
A disease also known as infantile paralysis that affects the nervous system. It is produced by a virus. It is called infantile because those who contract the disease are specially children between 5 and 10 years old. It is a very infectious disease, but it is controlled through vaccination. It affects the central nervous system. In its acute form, it causes inflammation of the spinal cord and brain motor neurons, leading to paralysis, muscular atrophy, and often deformity.