When an employee is unable to perform their duties due to an accident or illness, our Short-Term Disability policy can provide relief by replacing a portion of their income. This benefit is excellent for short-term supplementation of the portion of salary protected by Temporary Non-Occupational Disability Insurance (SINOT), Driver’s Social Security, State Insurance Fund policy, and Automobile Accident Compensation Administration (ACAA).

As an employer, you choose the formula under which your employees would be protected in case of incapacitation. This includes the percentage of salary to be covered, the waiting period to be eligible, and the duration of benefits. This insurance also offers:

  • Efficient claims processing.
  • Electronic delivery of weekly, quarterly, and annual reports of paid benefits.
  • Integration with the Clinical Management Program for efficient and rapid license administration.
  • Assigned Service Representative to guide you through the acquired benefits.


  • Development of client-based programs.
  • Waiting period of seven days.
  • Up to 26 weeks of benefits.
  • Up to $1,000 weekly benefit.

The information provided here is a brief summary of the policy. Specific details including conditions, limitations, and exclusions that apply to this insurance are outlined in the policy.

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Amount paid in claims for April 2024: $7,842,088.75.


People we have helped in their battle against cancer: 176,262.

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