Group disability insurance provides economic relief to employees by replacing a portion of their income when an accident or illness prevents them from performing their job adversity. duties. Employers can select the percentage of salary coverage, maximum amount of benefits paid, waiting period and duration of the benefits. Coverage complement and coordinate with other benefits received by the employee such as Social Security benefits, worker’s compensation, SINOT, retirement incomes or others.

Group disability insurance allows employers to:

  • Recruit and retain human talent
  • Relieve responsibility of salary payments to a disabled employee
  • Promotes employee reinstatement
  • Disability insurance is deductible as an operational expense

Benefit options include Short-Term and Long-Term Disability. designed to develop a safe return-to-work plan, and monitor the disabled employees progress.

Additional disability benefits comprise travel assistance program, survivor benefits and Social Security enrollment assistance. Group disability insurance gives employees a safety net during prolonged illness.

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Amount paid in claims for April 2024: $7,842,088.75.


People we have helped in their battle against cancer: 176,262.

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